Due to the weakening economy, many people are faced with having to downsize their lifestyles and find more cost-efficient ways of getting by. One would be surprised by how few material things one really needs and how we have been led to believe our stuff can make us happy. Most people naturally equate material possessions […]

The subject of “jobs that pay under the table” was covered recently, but due to the massive amount of email I have received on the subject, I felt it worthwhile to revisit the issue with a fairly large list to give you some ideas that might lead you to think of some resource or skill […]

It is estimated that less than 5% of the population live entirely by cash alone. We have beome dependent on using plastic banking cards and online purchasing in the last 20-30 years, since the first ATM machines appeared in the early 1980s. There are obvious upsides such as primarily convenience, but there are downsides too. […]

Continuing the ongoing topic of “how to hide money“, the idea of hiding it in plain sight - right in a bank comes to mind. In the article “how to hide money from an abusive husband” we discussed several ways of hiding your cash bit by bit with the help of a third party. I […]

Most of us think that one of the safest places to store our valuables is in a safe deposit box in a bank. Who can blame anyone for thinking this - banks after all, have the best 24 hour security and alarm systems. However, recent tragedies such as the natural disaster of Hurricane Katrina and […]

These economic times for more and more people are without precedent in their lives. Many of the middle class are loosing their homes due to mortgage foreclosures, layoffs and jobs moving overseas. As far fetched as it might sound, for a single person without dependents, it is not impossible to live a reasonably good life […]

Our economic system is inherently designed to create wealth for lenders by creating consumer debt. Problem is, that personal debts are at record levels, so much so that most of us will spend the rest of our lives being enslaved by it. Fresh out of high school, young adults are being solicited credit cards as […]

Although many people truly enjoy their jobs, more and more people are literally stuck in jobs that are neither satisfying or allow them to “get ahead”. In America, 25% of workers work more than 40 hours a week, and over 20% of them work at least 60 hours a week. That is far more than […]

World markets are going through an unprecedented crisis right now at a rate that most leading economists cannot even understand. There are record numbers of people facing home foreclosure because of loosing their jobs. Most Americans are a few paychecks away from loosing their homes. Renters are not faring any better either as economic uncertainty […]

With looming economic uncertainly worldwide, due to the USA market meltdown and credit crisis, many more people are one paycheck away from disaster. At this point, credit has become harder to get and job uncertainty is that much more significant.
I got to thinking what it would take to survive, or cope with an economic crash. […]